Balancing Act: Can RBA Navigate Rates Amid Immigration Surge and Sticky Inflation?
Australia’s population growth has reached a striking rate of 2.52% in the September 2023 quarter, surpassing the two-decade average of 1.51%, as revealed by the Australian Bureau of Statistics. This..
Interest Rates: Where to from Here?
The latest data from the Australian Bureau of Statistics reveals a pivotal moment in Australia’s economic landscape. Consumer price inflation remained unexpectedly high in the first quarter, primarily driven by..
Federal Budget 2023-24
Lady Luck has smiled on Australia once again, with the first budget surplus in 15 years, thanks to higher tax revenue and increased job numbers. However, there are concerns about..
Good as Gold
As we navigate through unpredictable and volatile economic times, it is important to consider asset classes that can provide stability and protection against market fluctuations. One such asset that has..
5 Simple Techniques to Reduce Your Tax
A detailed discussion of strategies including salary packaging, CGT, and deductions that can be used to minimise personal taxation. Benjamin Franklin’s famous uttering “in this world nothing can be said..
Federal Budget Summary 2022-23
Australia’s strong economic recovery is expected to continue with broad based growth in consumption, investment, and exports alongside a stronger labour market, rising wages, income tax cuts, and stronger household..
Federal Budget 2022-23
Federal Treasurer Josh Frydenberg has handed down the 2022-23 Federal Budget, the Government’s last before the Federal Election. This article outlines the key measures contained in the Budget including the cost..
What steps can you take if a recession is looming?
Recession is a word that no one likes to hear. While technically it is associated with a significant decline in economic activity over two consecutive quarters, a recession is characterised..
Tax – Forward Planning Reaps Rewards
Tax planning is one of the key factors in building and maintaining your wealth but all to often it becomes a reactive/last minute effort to organise tax deductions to maximise..
Are you paying a lender ‘loyalty tax’?
Are you paying a higher home loan interest rate than new borrowers? The Reserve Bank of Australia (RBA) has been tracking Owner Occupied loans for new and existing borrowers, and..
Manage your money, manage your life
As professional financial advisers, we’re often the first people engaged to seek advice on investing, but that is only the beginning. Managing your money effectively can contribute to a better..
Living a Super Life
Life is living, not retiring Superannuation is money that has been put aside by your employer(s) and yourself over your working life for you, so you can live off it..